4 Things You Shouldn’t Be a Cheap Skate About

4 Things You Shouldn’t Be a Cheap Skate About

Today, we have a guest post on the blog from Kayla, who blogs over at ShoeaholicNoMore! She’s an awesome finance writer, and is steadily chipping her way out of debt.

There’s actually a big difference between being cheap and being frugal. For one, frugal people know that buying the cheapest version of everything isn’t the best idea because it can end up costing you more in the long run.

That said, buying the most expensive version of something isn’t frugal either. The frugal person knows when to buy cheap and when to pay more for quality. They also shop around and use other methods to make sure they are getting a quality product for a good price.

If you are afraid you are being too cheap instead of frugal, here are 4 things you definitely shouldn’t be a cheap skate about.


Personally, I’d rather pay a bit more for electronics like vacuum cleaners, kitchen appliances, TVs, etc. rather than buying a cheap on and having to replace it every year or two. Part of that could be that I’m picky and I don’t like change, so it takes me a good while to decide which vacuum cleaner to buy to replace my old one. But on the plus side, you are definitely saving money in the long-run by buying better quality electronics and not having to replace them as often.


I don’t know about you, but I’m pretty picky about cars too. It’s not every day that I buy a new (to me) car, so when I do I want it to be exactly what I need and want.

A car is something that you want to be safe and reliable, and it also needs to be able to accomplish all the regular tasks that you do. For instance, I need a vehicle large enough to haul hay bales in one in a while to help on my parents’ farm, so a small car didn’t make sense for me.

Going too cheap on a car means you’ll likely end up spending a lot more money at the mechanic’s shop and a lot more time being frustrated and car-less while it’s being repaired than if you had spent a bit more for a better car.

Furniture, Especially a Mattress

Much like a car, furniture isn’t something you’ll be buying every day, so you want it to last a long time.

This is especially true of your mattress. After all, you do spend about 1/3 of your day laying in your bed, so you want it to be one that is comfortable and long lasting. A good mattress can last you 10 years or more and still be quite comfortable. A cheap mattress will wear out much quicker and will be uncomfortable for far longer.


A lot of people neglect to think about the fact that they couldn’t go anywhere if it weren’t for their feet. This is why you should spend more money on your socks and shoes. Higher quality shoes will be more comfortable and will last a lot longer than a cheap pair of shoes that wear out, or you deem to uncomfortable to keep even if they aren’t worn out. This is especially true if you stand on your feet all day for your job.

It’s ok to want to save money, but sometimes it’s better to save money in the long-run. Frugal people save money by investing in more expensive, higher quality, products up front that will last them longer and be more useful over time instead of just buying the cheapest items they can find.


Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.


  1. June 7, 2016 / 9:49 am

    Not a bad list, but I disagree with the electronics and the cars. Some of the “cheap” cars are actually pretty fantastic. I currently have an Elantra, and it’s wonderful. Great reliability and fantastic features.

    As for electronics, I keep them until they die and in my experience, even cheaper versions last several years. I just got rid of a tube TV that’s I’ve had for over a decade. It lasted forever and I was in no rush to get the newest things out there. Sometimes store brands really are just as good.

  2. June 7, 2016 / 9:55 am

    I completely agree with these tips! Some many people skimp on so many of these and they end up paying even more in the long run! Great article. – http://www.pastelsandmacarons.com

  3. June 7, 2016 / 9:56 am

    All of these are so true! You don’t want any of these things breaking or hurting you so why go cheap? Save up til you can afford quality! Great post!

  4. June 7, 2016 / 10:30 am

    I could not agree more! The furniture – we bought a cheap coffee table when we first married and it literally fell apart a few months later. We have learned our lesson. haha

  5. June 7, 2016 / 10:54 am

    Couldn’t agree more with your list! Particularly shoes… as someone who is always walking everywhere I need to have good shoes otherwise I pay for it in other ways!

  6. June 7, 2016 / 10:55 am

    I couldn’t agree more. The wrong mattress and you’ll end up paying with exhaustion! You also need good quality shoes, that support your body. I also won’t be cheap when it comes to hotels. I need to be comfortable where i’m staying

  7. June 7, 2016 / 11:12 am

    Ohhhh! The mattress, totally agree. Never go cheap when it comes to sleep!

  8. June 7, 2016 / 12:01 pm

    I agree with all of these! I’m all for saving money, but not when I’ll have to replace something because it wasn’t good quality to start with!

  9. June 7, 2016 / 4:34 pm

    I completely agree with all of these! Especially when it comes to shoes. Not only does splurging on shoes mean that you overall pay less, but your body is so much better off. Thanks for this article.

  10. June 7, 2016 / 6:17 pm

    Definitely agree on the electronics piece, especially appliances! I have extended family members that always get the lower end appliances and they are always breaking and not working properly.

  11. June 7, 2016 / 7:26 pm

    Totally agree with all of these!

  12. June 7, 2016 / 9:46 pm

    These are great things that you shouldn’t be cheap about! Very cute list.

  13. June 7, 2016 / 9:56 pm

    SHOES. My husband told me I needed to stop skimping on shoes a few years ago…so I finally took him up on it…MAN what a difference. Definitely NOT an area I skimp on any longer!

  14. June 7, 2016 / 11:58 pm

    I totally agree with all of these, especially shoes and matters! yes yes yes!!

  15. June 8, 2016 / 10:32 am

    When I started law school, I was told to invest in a good quality mattress because you get such little sleep in general that you need to make sure it’s as good as possible. This was so true! Even though it seemed crazy to spend $1,000 on a mattress, 7 years later I have no regrets!

  16. June 8, 2016 / 11:18 am

    Yes! In a lot of cases you really do get what you paid for. I’ve been learning that with things like clothing too-I pay a lot more to get something at my favorite store, but it always lasts longer and looks so much better on me.

  17. Diana Catapang
    June 8, 2016 / 9:51 pm

    I totally agree with you on these. The things on this list are the ones that we need in our everyday life, from home to work and to relaxation hours, everything must be reliable.

  18. June 9, 2016 / 10:00 am

    I completely agree about the shoes! I have found buying cheap shoes for my kids is pointless because they will wear them out before they grow out of them.

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